We create magic for traditional banks and microfinance companies. eShagi provides you with a hassle free way to access affordable credit and the freedom to spend whenever and wherever you choose.
Through our cutting-edge technology, we're transforming the way credit and financial services are delivered to millions of underserved people in Zimbabwe and Africa. eShagi is serving customers in Zimbabwe, Mozambique, Malawi, Kenya and South Africa; and we're still growing.
Here is why more than 1000 of our customers across Zimbabwe love and trust eShagi.
No need to vist our office, complete paper forms or photocopy ID's.
Choose to pay back our loans or credit in 1 to 60 months.
We provide credit to both civil servants and the private sector.
Easily apply and mange your account via web or mobile app.
We'll approve you loan or credit in under 30 minutes.
You can shop on credit from over 1000 retail stores across Zimbabwe.
Below is our loan application process, the process is completed with 3 steps to get your loan approaved and dibursed.
Simply apply here or contact our team on WhatsApp to start your application. Please ensure you have your ID, payslip and employment details in hand. Once complete, you will have a pre-approval in under 30 minutes
Submit a selfie, picture of your ID, latest payslips to complete our online Know Your Customer (KYC) and Electronic credit agreement. Once done, grab a coffee. We will now complete our checks and final approvals.
Voila! Your funds are ready. You can now request a fund payout to your designated bank account, get a shopping card and grab that new TV from your favourite store.
Whatever your borrowing needs, we have an affordable credit product for you.
We've all been there - an unexpected bill , school fees round the corner or the car making some odd noises that shout ‘time for a service'.If you're in need of extra money, eShagi is your best option. Whether you are a civil servant or employed in the private sector, it’s quick and easy to apply with eShagi – all you need to do is complete a short online application form or download our mobile application and we’ll give you a preliminary decision within 30 minutes.
Why hold off on that TV you have always wanted. It’s quick and easy to apply for a product loan – all you need to do is register for an eShagi Account then choose the product that you want from over 1000 retail stores across Zimbabwe. If approved we instantly pay the retailer and you pick your product at zero deposit, then payback in small monthly installments upto 36 months.
We know how important it is to stay afloat financially to combat all important needs, hence we have innovated a shopping credit card. You can apply for a shopping credit card for all the major retail stores across Zimbabwe. All you need to do is register an eShagi account and choose the type of shopping credit from available retailers on our platform. The eShagi shopping card is a convenient tool for shopping anytime from your favourite retail stores.
We've all been there - an unexpected bill , school fees round the corner or the car making some odd noises that shout ‘time for a service'.If you're in need of extra money, an eShagi is your best option. Whether you are a civil servant or employed in the private sector, it’s quick and easy to apply with eShagi – all you need to do is complete a short online application form or download our mobile application and we’ll give you a preliminary decision within 30 minutes.
Thinking of getting yourself a nice mobile device but dont have money?, worry no more because with eShagi you can get a mobile brand from our listed merchants.
We've all been there - an unexpected bill , school fees round the corner or the car making some odd noises that shout ‘time for a service'.If you're in need of extra money, an eShagi is your best option. Whether you are a civil servant or employed in the private sector, it’s quick and easy to apply with eShagi – all you need to do is complete a short online application form or download our mobile application and we’ll give you a preliminary decision within 30 minutes.
“eShagi was so simple to use when I applied for a topup loan to add to my new car. The process was so simple and I was approved the same day I applied. Great service.”
“Finally got that sofa set I wanted. It was so easy using eShagi's Store Credit who provided me with all the money and I get to pay it over 12 months. Yey!”
“I couldn't believe such a service existed in Zimbabwe, everything was online and the team was so helpful. Keep up the good work eShagi.”
Browse through a wide variaty of items in our eMart store featuring assorted merchants and stores.
eShagi Financial Services (Pvt) Ltd is registered in Zimbabwe, Company No: 9002/2019
Get quick and hassle-free loans with our mobile app right from the comfort of your home, no paper work needed.
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